info@always-ethical.com 
0800 4 262624
Join AE KiwiSaver
Ethically Invest Your Lifetime Savings
‘YES, I WANT TO KNOW MORE!’
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Where does the money go with AE KiwiSaver?
Current stocks AE KiwiSaver invests in
– as at 17 August 2022:
AE also holds cash.
Why AE KiwiSaver?
Ethical
AE KiwiSaver is the FIRST provider with a Strict Ethical Mandate that is certified annually 
(SAE 3100 Standard).*
Ethical compliance is checked daily.
AE invests in businesses making or doing something for the good of Humanity.
Strong performance
AE KiwiSaver ranks among the top performing Kiwisavers (Please see our figures below).
There are no extra fees ie. withdrawal, transaction or transfer.
Quick service
AE provides a prompt service. Your KiwiSaver application and withdrawals are processed quickly.
Adjusted risk profile
You may wonder which fund to pick: Conservative, Balanced, Aggressive?
We constantly watch the markets and actively adjust your risk profile. You are in expert hands.
* Strict compliance with our Ethical Mandate independently annually certified to the SAE 3100 (Revised) Standard
§ Past performance does not guarantee future returns
AE KiwiSaver Performance
AE KiwiSaver Performance Returns in 2021& 2022 §
AE KiwiSaver Unit Price since Inception in 2014 §
‘This is a satisfying return, considering the tough financial markets we have all endured over the past 12 months. AE actively monitors the market to manage our investors’ risk’ – Director, Brian Henry said.
AE KiwiSaver is an actively managed fund, whose Investment Committee regularly considers market conditions, and assesses their ratio of equities to cash and the risk to their investor’s funds.
Concerned about fees?
You get what you pay for.
Points to consider
Look at the performance of 5+ years to see the full picture.
1. What is the performance return for 1,3, and 5 years?
2. How good is the service provided?
3. Is it easy to withdraw money?
AE invests in solid companies.
AE’s performance is after fees and before tax.
Other features
FAQs
Why is AE KiwiSaver not included in other KiwiSaver reports?
KiwiSaver comparison websites do not include all KiwiSaver providers. AE does not pay to be included in these comparison reports.
AE’s Ethical Mandate and performance returns are independently audited annually.
Who can join AE KiwiSaver?
AE KiwiSaver is for NZ residents or citizens working in NZ.
I’m not working, why should I join AE KiwiSaver?
If you are 18 years old or over, and are a NZ resident/citizen, you can still get contribution from the government, worth NZD $521.42 per year.
I have already had KiwiSaver, what’s the difference?
Everyone has the freedom to choose which KiwiSaver provider they will join.
AE KiwiSaver has an independently certified Ethical Mandate
You can switch to AE KiwiSaver anytime.
How to apply for AE KiwiSaver?
Simply complete our application form and submit your photo ID and proof of address.
We can certify your ID by a quick video call.
To switch to AE KiwiSaver, the same process applies.
How long does it take to process?
Once you are eligible and provide supporting documentation:
- New KiwiSaver application: 1 business day
- Hardship/ serious illness withdrawal: 5 business days after supervisor’s approval
- First home withdrawal: 10 business days
- Permanent immigration: 10 business days
- Retirement: 10 business days
Why consider AE’s active management?
With Always-Ethical, you will be buying in solid companies with strong balance sheets in the US market.
AE actively manages investment assets to minimise risk while constantly watching the markets.
AE also actively manages your risk strategy. This is our UNIQUE service. We move the fund from Conservative, Balanced or Aggressive depending on the market’s movement.
Our members trust us to manage their investments.
* Please read the Product Disclosure Statement (PDS) as issued by Always-Ethical Limited on our website www.always-ethical.com
Join AE KiwiSaver
Ethically Invest Your Lifetime Savings
‘YES, I WANT TO KNOW MORE!’
Enter your details to get AE KiwiSaver’s information
Always-Ethical Ltd needs your contact information before it contacts you about our products and services.
You may unsubscribe from these communications at any time. For information on how to unsubscribe, as well as our privacy practices and commitment to protecting your privacy, please review our Privacy Policy.