AE UNIT PRICES: AE Investor: USD $8.1965 AE KiwiSaver Plan: NZD $2.6890 as at 07 October 2026

We believe that there’s a better way to invest, a way that’s better for humanity.
We don’t just believe it, we do it – with a KiwiSaver Plan that delivers growth for people who care about a future that’s better in more ways than just the bottom line. It comes back to simple principles of fairness, and equality. It’s about things that are good for people, and the world we live in.
Performance with principles
Our long term performance shows that choosing an ethical KiwiSaver Plan doesn’t have to be a sacrifice. We never invest in weapons, alcohol, tobacco, fossil fuel exploration, gambling or adult entertainment. And we check that daily.
It’s easy to switch to an ethical KiwiSaver Plan
Switching only takes a few minutes. You don’t need to contact your current provider. There is some simple paperwork, then we take care of the rest for you.
STEP 1
Fill in one form to tell us where your KiwiSaver scheme is now.
That’s all we need to get started!
STEP 2
We handle the transfer.
We move your balance across and manage all the paperwork with your old provider directly.
STEP 3
Your money works ethically!
Keep contributing as normal and now every dollar is screened daily against our mandate.
Investment the
Always Ethical Way
Learn more about what makes Always Ethical different
In-House Stock Selection
Transparent, in-house stock selection allowing you to see where your money is invested any time on our website
Daily Ethical Checks
Ensuring daily, your investment aligns with our Strict Ethical Mandate ensuring your values are protected
Actively Managed Risk
A proactive approach to protecting your money in times of volatility
High Quality Low Debt Companies
Investing your money in strong future focused companies with less than 30% debt, providing greater financial stability
45% Increase in Membership
Our membership has grown by 45% over the last three years (31.03.2022-31.03.2025)
Good for Humanity
Investing your money in companies that make a difference for people and the planet
Help create the future that matters to you.
So what does ethical investment look like?
It comes back to simple principles of fairness, and equality. It’s about things that are good for people, and the world we live in.
Our investments are limited to ordinary shares of global companies listed on the US stock exchanges. We have an investment target of up to 50 companies.
There’s a long, long list of things we don’t invest in.
In fact, it’d be easier to tell you what we do invest in, because standing for something means there’s not many companies that measure up – there are only 350 key stocks that fit our criteria. The upside being they have survived the test of time and are proven performers of the S&P500.
We can’t control the way businesses we have invested in, do business every day. but we can divest when they act unethically or invest in ways that go against our beliefs and we check them every day. Yes, every day.
If an investment has gone beyond our acceptable ethical thresholds, we immediately sell our position.
That’s the Always Ethical difference.
To understand more, read our full Mandate.
Meet Kiwis like you who care
Hear from people like you, and how choosing a KiwiSaver Plan provider with values is the right choice for their KiwiSaver Plan.

Veronica
With everything we can’t control in the world it’s really great to be able to control where I’m investing.
Gary
Choosing an investment fund that is extremely ethical and stands for human rights, integrity and honesty is very important to me. This was one of my first priorities.
Bronwyn
Money should never just be about a transaction, there should be values and ethics wrapped around it.
